Car accidents happen fast and can leave you reeling. It’s hard to know what to do after a serious impact, but there are a few things you should likely avoid at any price.
Car accidents cost over $400 billion in medical costs every year. That’s a hefty sum, even after it’s divided among the millions of annual accidents. When you’re in a car crash, the last thing you probably want is to be responsible for any of those costs on your own. Knowing the pitfalls awaiting you after a wreck could be the first step to avoiding them.
Taking the hit
There are a few rules that usually apply after a car crash, and you may do well to follow them:
- Admitting any guilt: The last thing you probably want to do immediately after an accident is accept any amount of guilt. Cordial and polite are all well and good, but don’t try to lessen someone’s remorse by admitting any fault. This can come back to bite you when you’re trying to file a claim.
- Talking to the insurance company: The insurance company is often more concerned with their bottom line than your rehabilitation. They have all sorts of methods to try to reduce your payout, and maybe even deny it altogether. Make sure you allow your lawyer to act as an intermediary, regardless if it’s the other driver’s insurance company or your own.
- Not receiving medical care: Getting medical attention after an accident is crucial for several reasons, most of all your health. Adrenaline runs high after a traumatic event, so you may not even realize that you’re injured. This can also come into play when filing a claim. The insurance company may say your injuries didn’t stem from the incident, or you weren’t hurt that bad since you delayed medical treatment.
Leave the costs to the people that should be paying them. Following a few simple rules could make the difference once the claims start coming around.